Risk Mitigation in Dairy and Pig Enterprise Lending

Location: Pokhara Kaski

Duration: 1 days

Targeted Groups: Officers Loan Department, Branch Manager, Relation Manager, other staffs involved in lending Credit Departments

Description

Dairy farming accounts for nearly two-thirds of the livestock GDP in Nepal, with over 100,000 farm households engaged in the dairy business. As a vital sector for livelihood management, dairy farming presents significant economic opportunities. Similarly, pig farming has long been practiced in Nepal and is socially and culturally accepted by certain ethnic groups. With urbanization, the sector is gradually evolving, and commercial, modern pig farming practices have recently emerged. This training program is designed to equip credit department professionals—including loan officers, branch managers, and relationship managers—with essential knowledge and skills to assess and mitigate risks associated with agricultural lending, especially in the dairy and pig farming sectors. The session will provide valuable insights into value chain analysis, cost structures, risk management strategies, and post-loan assessment techniques, ensuring a comprehensive understanding of financing these enterprises.

Objectives

  • To explore the global and national scenario of dairy and pig farming.
  • To identify key value chain stages and actors involved in production and marketing.
  • To understand the direct and indirect cost components of dairy and pig enterprises.
  • To identify production, market, financial, and environmental risks.
  • To explore strategies to mitigate risks and enhance loan performance.
  • To engage in group discussions and scenario-based decision-making.

Impacts

  • Enhanced Industry Insight
  • Improved Value Chain Analysis
  • Accurate Financial Assessment Skills
  • Robust Risk Identification Capabilities
  • Effective Risk Mitigation Strategies
  • Improved Decision-Making Abilities
  • Practical Application of Best Practices
  • Strengthened Loan Portfolio Management

Program Summary

The program commenced with a brief introduction of the agenda and the trainers by a representative from BIFCAP. This was followed by engaging training sessions and discussions led by the facilitators on the fundamentals of Risk Mitigation in Dairy and Pigs Enterprises. Key topics covered included loan eligibility criteria, repayment terms, and effective risk mitigation strategies. The facilitators also guided participants through practical applications and case studies, showcasing successful loan utilization and best financial practices in the Dairy and Pigs Enterprise sector. The session emphasized critical risk mitigation strategies essential for lending in this sector. The program concluded with attendee feedback and the distribution of certificates to all participants